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HomeTrust Real Estate Group, Inc.
2420 Enterprise Rd . Suite 200
Clearwater, FL 33763
Licensed Real Estate Broker

Short Sales In Tampa Bay
The HomeTrust Short Sale Program

A short sale is becoming an increasing  popular alternative to foreclosure, but unique challenges exist in making this process a success for all parties.

The short sale process requires the approval of the sellers' lender. The biggest obstacle in a successful short sale is getting the lenders to respond timely to the short sale contracts sent to them. The waiting time for a short sale vary from 6 weeks to 4 months, which be very frustrating to buyers. Lack of communication on the part of the lender can be frustrating to all parties involved as well.

   Let Us Help You Sell It Right!

With our HomeTrust Short Sale Program, we take pride in maintaining open communications with the short sale lender, buyer, seller, and agents involved in the real estate transaction. Our track record for completing short sales through our program is over 90%.

Nationally, some statistics show that short sales are successful only about 20% of the time.

Our HomeTrust Short Sale Program is perfectly situated to relieve homeowners and lenders of their tremendous burden in such trying times.

We have a very high success rate in negotiating with the lenders to waive any deficiency judgments against the sellers, clearing the path for a success short sale closing.

Although a short sale can be a frustrating process for the seller (as well as the buyer), the advantages far outweigh the disadvantages. In fact, there are no disadvantages to a short sale when compared to a foreclosure.

The main advantage of a short sale is it generally causes less damage to the seller's credit. Most often a short sale will appear on your credit report as a settlement on account. A short sale may affect your ability to buy another home for up to 2 years while a foreclosure can your home purchasing ability for up to 4 or 5 years.

A foreclosure can damage your credit rating by as much as 450 points where a short sale can lower your score by as little as 100 points. This can dramatically effect your life, not only in the future purchase of a home, but also in the purchase of a car. Many employers today also run credit checks on potential employment candidates.

A short sale of your primary residence is also not taxable whereas the deficiency on a foreclosure may be taxable. It is always recommended that you discuss the tax issues of a short sale or foreclosure with a tax advisor.



Allow One Of Our Certified Short Sale Specialists
To Help You Navigate Through The Process